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H.R. 4478 · 119th Congress

TRUST Act of 2025

Passed the HouseEconomy

Details

Sponsor
Tim Moore (R)
Introduced
2025-07-17
Origin
House
Policy area
Finance and Financial Sector
Latest action
2026-05-13 — Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Cosponsors
1

congress.gov

Summary

Tailored Regulatory Updates for Supervisory Testing Act of 2025 or the TRUST Act of 2025 This bill permits additional small insured depository institutions that are considered well-capitalized and well-managed (per their most recent examination) to qualify for less frequent examinations conducted by federal financial regulators. Specifically, the bill raises the maximum asset level that qualifies an institution for less frequent examinations from less than $3 billion to less than $6 billion.

CRS summary — Introduced in House (2025-07-17)